I was wondering if the FSA (flexible spending account) can be used at at cryogen laboratory (sperm bank) and for IUI treatments? The IUI is done at a Dr.’s office so I would think that it could, but I was really wondering about the Cryo-bank. (since my insurance does not cover fertility / infertility).

A few years before we met, back in his party days, my fiance’ shocked his nuts with a tazer. He did it repeatedly, and now that we’re planning a future together, he fears he won’t be able to produce. I can tell it really bothers him, but he doesn’t have health insurance, and can’t see a doctor about it. Is there another way to find out if he’s sterile, without having to pay a lot?

My husband’s insurance doesn’t cover these things and we have been trying to get pregnant for over 8 years. We’ve been through a couple of treatments with one pregnancy, but lost it two months in. Please help!!!!!

I have Blue Cross insurance right now. Trying to conceive since 9 months now. They dont cover fertility. I am not too sure if I have fertility problems, but if I want to do fertility tests like HSG, my insurance wont cover and its costly. Which insurance co covers infertility? Please help so that I can change my policy.

I have been working as financial counselor for an infertility practice for 8 years and have been in the insurance end of healthcare for 16 years. Thinking of starting a consulting business to help patients in choosing an employer based or individual insurance plan while helping them understand insurance in laymens terms and not doubletalk. Answers to the most commonly asked questions, like, "What is the difference between an HMO, PPO or POS plan, and which should I choose based on my needs?". I would also give help to those who have received rejected/denied insurance claims, appeal those claims and give patients tools to communicate with insurance companies effectively to get the information they need.
Would you pay for these services?
Is there a need for these types of services?
Any feedback is appreciated!!